David Cameron reacted this week to accusations that Help to Buy will not enable the social mobility that he declared the scheme would deliver.

Criticism from former Tory Prime Minister Sir John Major led Mr Cameron to re-affirm his belief that the mortgage guarantee programme will help Britons “move on and up in life.”

Mr Cameron said: “This is about social mobility. The fact is that without Help to Buy we were beginning to see a country where only people who had wealthy mums and dads who could give them money for their deposit were able to buy a flat or a house.”

For Sir John Major however, housing is just one part of the large disparity between the haves and the have-nots.

Sir John Major made clear his distaste that “in every single sphere of British influence, the upper echelons of power in 2013 are overwhelmingly by the privately educated or the affluent middle class.”

Despite blaming previous Labour administrations for the disintegration of social mobility, his comments come at a time when Mr Cameron is largely regarded as ‘out of touch’ with ordinary people.

Mr Cameron is keen to promote the success of the home buyer scheme after these comments, announcing that 2000 people have put in offers using the scheme in just one month, amounting to £365m in mortgage lending.

While these numbers are positive, critics are keen to point out that because the scheme now applies to second hand homes not just new builds, it is increasing demand without increasing supply.

Shadow Chancellor Ed Balls has described Help to Buy as an “ill thought through” policy that is detrimental to home-ownership for first time buyers and will not allow for social mobility as the Prime Minister claims.